Motor Insurance
Fleet and vehicle cover built for UAE businesses on the move
Insurance Product
Your Green Light to Motor Insurance Broking Services
UAE roads move fast, and so does the risk to any business that runs vehicles, whether that’s two delivery vans or a two-hundred-strong fleet. UIB arranges motor insurance for companies across the Emirates, from comprehensive motor insurance for a single company car through to structured fleet vehicle insurance programs for logistics and construction fleets.
As a broker rather than an insurer, we compare terms across the UAE motor market to find cover that matches how your vehicles are actually used, on-road delivery, off-road plant transport, or staff transport, then negotiate pricing that reflects your claims history rather than a flat rate. Our motor team also arranges third party car insurance for businesses that only need the legal minimum on older or lower-value vehicles. Whatever the mix, one policy schedule and one renewal date makes fleet administration far simpler than managing vehicles individually.
Why Choose UIB in the Emirates
- Personalized Service
- Dedicated Account Managers
- In-house Claims Management
- Flexible & Cost-effective
- Global Market Access
- Fleet Risk Management
Our Approach to Motor Insurance
UIB places motor cover for businesses across transport, logistics, construction, retail and professional services, anyone running company vehicles on UAE roads Fleets vary from a small number of cars used by sales teams, to mixed fleets of trucks, vans and specialist plant, and each is subject to a different rating based on vehicle type, use and driver profile.
We start by reviewing your current fleet list and claims history, then structure a program that balances motor insurance in Dubai market pricing against the cover your business genuinely needs. That usually means comprehensive cover for newer or higher-value vehicles, where own-damage, theft and third-party liability are all covered, and third party only cover for older vehicles where comprehensive premiums no longer make sense against the vehicle’s value. Exclusions to watch for include unauthorized drivers, undeclared off-road use, and modifications not disclosed at inception.
UAE motor insurers require specific documentation for claims, including police reports for any accident involving damage above a set threshold, and we make sure drivers know that process before it’s needed. Our fleet clients also get support renewing Salik and vehicle registration-linked paperwork alongside the policy itself.
A common question: can drivers be added mid-term without a full fleet re-rate? Usually yes, for a pro-rata adjustment, and our account managers process these same-day so vehicles are never left uninsured.
Comprehensive Range of Motor Insurance Solutions
All-Perils Motor Insurance
Own-damage, theft, fire and third party in one policy, designed for newer or more expensive vehicles where the balance of full cover against the cost is in the vehicle value.
Third Party Only Insurance
Meets the UAE legal minimum by covering damage or injury caused to others, a cost-effective option for older or lower-value vehicles in a mixed fleet.
Fleet & Commercial Vehicle Insurance
A single schedule covering multiple vehicles under one renewal date, with mid-term additions and removals handled without re-rating the entire fleet.
Motor Trade Insurance
Cover for garages, dealerships and repair businesses handling customers' vehicles, protecting against damage or loss while a vehicle is in your custody.
Plant & Off-Road Vehicle Insurance
Extends motor cover to forklifts, loaders and site vehicles that operate off public roads but still carry significant damage and liability exposure.
Our Support
Connect With Us
Add your fleet details and we’ll come back with terms, usually within one working day, with no obligation to switch until you’re ready.